◂ Portfolio Summary
ARRARMOUR Residential REIT
Financials — Mortgage REIT (Agency MBS)
Overall Risk
67/100
HIGH
◀ HIGH RISKMODERATELOW RISK ▶
Page 1 / 2 — Snapshot, Valuation, Financial Health & Growth
Last Close
$12.45
Day
-2.66%
Market Cap
$2.1B
P/E
5.4x
Rev Growth
+3%
Div Yield
23.1%
Next Dividend Ex-Date
Nov 16, 2026
12-Month Price
Monthly closes, Nov 2025 → October 30, 2026. 52-week range $12.45 – $19.31.
$12.45$15.20$17.95 $12.45Nov'25May'26Oct'26
Valuation · Financial Health · Growth
Valuation
Trades near/below book23% yield signals cut risk
Financial Health
Agency MBS, low credit riskVery high leverage; BV eroding
Growth
Wider spreads help reinvestmentBook value down sharply YTD
Sector median comparison
Price/Book
~1.0x
sector median 0.95x
Div Yield
23.1%
sector median 13%
Leverage
~8x
sector median 6x
Risk Score Breakdown
Weighted: Valuation 35% · Financial Health 35% · Growth 30% (higher = more risk)
Valuation (35%)58
Financial Health (35%)74
Growth (30%)70
Composite Risk67
Page 2 / 2 — Trend, Earnings, Catalysts vs Risks & Verdict
Quarterly Trend
Rows shaded green = improving QoQ, red = declining. Figures directional; see notes.
QuarterRevenueYoYEPS / KeyTrend
Q3'25——0.80▬ steady
Q4'25——0.76▼ declining
Q1'26——0.70▼ declining
Q2'26——0.66▼ declining
Latest Earnings / Delivery Highlights
EAD / share
Declining
Pressured below dividend run-rate
Book value
Down ~29% YoY
Rate/spread damage
Dividend
$0.24/mo
Ex-date Nov 16; sustainability in question
Catalysts vs Risks

▲ Catalysts

Fed rate cuts & curve steepeningHIGH IMPACT
Spread tightening rebuilds bookMEDIUM IMPACT
Monthly income cadenceMEDIUM IMPACT

▼ Risks

Dividend cut risk (23% yield)HIGH
Book value erosionHIGH
Extreme leverage amplifies lossesHIGH
Bottom Line
◀ SELLHOLDBUY ▶
REDUCE — Yield Trap Risk · Buy/Sell 46/100
An agency mortgage REIT yielding 23% — a number the market reads as a warning, not a gift. Book value has fallen ~29% and distributable earnings sit below the payout. Reduce: the yield likely gets cut before rate cuts rescue it.
Generated October 31, 2026. Prices: last close October 30, 2026. Live quotes via AlphaVantage (CURI, NGL, BSBR) and public market data (others); ADA is a 24/7 crypto price. Risk score = 0.35×Valuation + 0.35×Financial Health + 0.30×Growth (0=low risk, 100=high). Quarterly and some fundamental figures are directional/approximate. Informational only — not investment advice.