Green rows = improving QoQ · red rows = declining. Figures indicative, drawn from reported results & guidance.
Latest earnings / delivery
Steady quarterly delivery
Net interest income and profit continue to grind higher on a high-rate Brazilian backdrop; ROE tracking around 15% with adequate reserve coverage.
Dividend cadence
Quarterly (Feb-May-Aug-Nov) ADR payouts; next ex-date ~Oct 23, 2026 at $0.1045, pay Nov 17. Trailing yield ~7.5%.
Catalysts vs Risks
▲ Catalysts
Brazil rate-cut cycle lifting creditHIGH IMPACT
Continued ROE recoveryMEDIUM
Steady dividend streamMEDIUM
▼ Risks
BRL depreciation vs USDHIGH IMPACT
Brazilian credit / NPL cycleHIGH IMPACT
Political & fiscal riskMEDIUM
Bottom line
Hold · Buy/Sell 47/100 · PT +5%
SELL / AVOIDHOLDATTRACTIVE BUY
A well-capitalised Brazilian bank throwing off a ~7.5% ADR yield with ROE recovering toward 15%. But at $5.74 the shares sit just under their 52-week high and the price has largely caught up to fundamentals, leaving limited upside — hence a Hold. Own it for income and BRL leverage, not for a re-rating.
Generated August 24, 2026. Prices reflect the last completed session (August 21, 2026), sourced via AlphaVantage & web research; some quotes carry data-provider lag — verify live prices before acting. 12-month charts are indicative. Risk score = Valuation 35% · Financial Health 35% · Growth 30% (0 = low risk, 100 = high risk). Buy/Sell weighs current price level against fundamentals (0 = avoid, 100 = attractive). For informational purposes only — not investment advice.